Run your business.
With clarity.
Match bKash, Nagad, Rocket and Upay payments, run POS sales, track inventory and manage customer ledgers from one business platform.
One Unified Platform for Your Entire Business
SwapnoPay eliminates manual payment checking, fragmented POS systems, paper due ledgers, and slow accounting. It unifies automated MFS payment gateway matching (bKash, Nagad, Rocket, Upay), point of sale billing, stock inventory, customer due books (বাকির খাতা), AI business assistant, and open developer APIs into one seamless mobile & web ecosystem.
Unified MFS settlement
Automated bKash, Nagad, Rocket, and Upay matching with low-latency reconciliation for merchants.
POS + Inventory
Smart checkout, product catalog, stock tracking, and digital ledger workflows in one interface.
AI + Developer APIs
Business copilot insights and SDK-ready integrations for product teams and enterprise merchants.
Powerful Features for
Smarter Business
SwapnoPay equips you with everything you need to manage payments, inventory, finances, and grow your business with confidence.
Automated MFS Payment Gateway & Matching Engine
- Automated SMS Parsing (bKash, Nagad, Rocket, Upay)
- Offline-First SMS Outbox Queue
- Atomic Payment Matching Engine
- Custom Multi-Profile Supabase Sync
- Real-Time WebSockets & Instant Receipts
Point of Sale (POS) & Smart Billing
- Fast POS Checkout
- Flexible Payment Methods
- Thermal Printer & PDF Receipts
- Barcode & QR Scanner
Stock & Inventory Management
- Dynamic Stock-In Workflow
- Instant Product & Supplier Creation
- Auto Stock Synchronization
- Stock History & Low-Stock Alerts
Digital Ledger Bookkeeping (ব্যবসা খাতা)
- Customer Due Ledger (বাকির খাতা)
- Supplier Due Ledger (মহাজন খাতা)
- Expense Manager
- Financial Analytics & Reporting
AI Smart Business Assistant & Form Builder
- Dual AI Engine (Gemini + OpenRouter)
- Conversational Copilot (ব্যবসা এআই)
- AI Form Builder Studio
Developer Portal & SDKs
- Developer Portal & Documentation
- Official Multi-Language SDKs
- Open REST & WebSocket APIs
Security, PIN Lock & Privacy
- Background App PIN Lock
- Biometric Authentication
- Secure PIN Recovery
- Encrypted On-Device Storage
Platform Experience & Internationalization
Crisp White Interface
High-Contrast Clarity
Full Bilingual Support
বাংলা & English
Offline Backup & Restore
Local & Cloud Sync
Modern, Clean & Responsive UI
Responsive Layout
All-in-One Business Solution
Simple. Smart. Secure.
PAY • EASY • TRUSTED
How Payment Matching Works
The app reads incoming MFS notifications on the merchant device and atomically reconciles transaction details with open orders.
ব্যবসা খাতা (Digital Ledger)
Customer due book (বাকির খাতা), supplier dues (মহাজন খাতা), automated SMS reminders, and daily expense manager.
Customer Due Book (বাকির খাতা)
Record customer dues, transaction history, partial repayments, and send automatic WhatsApp/SMS due reminders with payment links.
Supplier Due Ledger (মহাজন খাতা)
Track wholesale supplier dues, inventory purchases, payment installments, and maintain trusted vendor credit relationships.
Expense & Cashflow Tracker
Log shop rent, electricity bills, employee salaries, and transport costs. Real-time net profit calculation after expense deduction.
Launch a professional eCommerce website in one click.
Deploy a premium storefront, curated product pages, and polished brand experience with a single launch command. Built for Bangladesh businesses that want velocity, trust, and conversion.
Website gallery
Real eCommerce storefronts and themes uploaded from the Admin Panel
See SwapnoPay in action.
Real app screens and product photos synced directly from the Admin Panel.
Built for Every Type of Business
Tailored workflows for retail, restaurants, e-commerce, pharmacies, and Facebook sellers.
Retail Shops
Fast POS checkout, thermal receipts, and stock tracking.
Restaurants
Table billing, QR menus, and bKash/Nagad payment matching.
Facebook Sellers
Instant payment links, due ledger, and SMS confirmation.
Pharmacies
Barcode inventory, low-stock warnings, and due books.
Simple Pricing. Maximum Value.
Choose the plan that fits your growth
Swipe to compare all plans
Starter
Perfect for small shops & Facebook sellers starting out.
- Up to 100 payment matches/mo
- Basic POS & Ledger
- Offline mode support
Business Pro
Full platform automation for active retail stores & merchants.
- Unlimited MFS payment matching
- Full POS, Inventory & Due Book
- Conversational AI Assistant
- Thermal printer & WhatsApp receipts
Developer / Enterprise
Open REST APIs, WebSockets & custom gateway infrastructure.
- Full API & Webhook access
- Python, Kotlin, React & PHP SDKs
- Multi-tenant database isolation
- Priority 24/7 technical support
Got Questions?
How does SwapnoPay match MFS payments automatically?
SwapnoPay uses an on-device regex SMS parser and real-time backend engine to read incoming bKash, Nagad, Rocket, and Upay transaction SMS notifications. It automatically extracts the TrxID and amount, matching it against your open orders.
Does SwapnoPay work when internet is unavailable?
Yes! SwapnoPay is built offline-first using Android Room local database queues. When internet disconnects, all POS sales, stock updates, and ledger entries continue working smoothly. Once online, it automatically syncs with Supabase cloud.
Can developers integrate SwapnoPay into existing websites?
Absolutely. We provide zero-SDK direct HTTP REST APIs, real-time WebSockets, HMAC-SHA256 webhooks, and a drop-in Hosted Checkout Widget compatible with Node.js, Python, Kotlin, PHP/Laravel, Go, and any standard HTTP client.
Run your business smarter with SwapnoPay
Download the Android app today and experience instant payment matching, POS billing, stock inventory, and digital ledger.
Let's Talk
Have questions or need enterprise partnership support? Send us a message.